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Help 2 Own

What happens if you want to sell in the future?

If you have moved into a new build low cost home:  

You will have to inform the RSL when you want to sell.

 

You cannot put the property on the open market

 

The RSL will have 2 months to nominate a buyer (from the list that you were on).

 

The selling price will be dependant upon an independent valuation.

 

You must then repay to the RSL the 30% equity stake.

 

If the housing association can't find a buyer you can sell the house on the open market, but you must pay the % discount sum back to the RSL. You are responsible for any estate agent fees.

 

If you have purchased with assistance on the open market:

 

You must inform the RSL when you want to sell.

 

Sell your property through an estate agent

 

When sold, you must pay back the RSL their % stake.

 

You will be responsible for all estate agent fees and associated costs.
Help 2 Own is a new way to make owning a home affordable in Torfaen. The scheme is intended to target people who can access and afford a mortgage but are struggling to get a foot on the property ladder.

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Telephone: 01495 766419

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