Downloads
Please click on any of the links below to view the leaflets.
Torfaen Citizens Advice Bureau Information Leaflet|
This provides information on the services we offer, our opening times and outreach sessions and the volunteer roles we provide.
Dealing with your debts|
This leaflet is packed with hints and tips to help you stay debt free, especially over the Christmas period, and includes a fun Christmas spending quiz.
Your rights regarding unwanted Christmas Gifts|
Full of information and advice about the rights you have when returning unwanted Christmas gifts, and ideas for alternative things to do with them if you are not entitled to return them.
Torfaen CAB - Because the best advice is free!|
A general information leaflet that covers many different areas including debt, consumer issues (e.g. doorstep sellers, credit cards, store cards etc),some benefits and who may be entitled to them and a run down of the services we offer along
Money Advice Pack|
This pack helps you deal with your debts, work out an accurate income and expenditure for your household and therefore determine how much you are realistically able to pay the people you owe money to. It also guides you through the debt process, explaining how to deal with the people you owe money to (your creditors), who needs to be paid first and what your creditors are and are not allowed to do by law. This must be used in conjunction with the Budget sheet (below)
Budget Sheet|
Only to be used with the Money Advice Pack (above)